Online Privacy Policy

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Federated builds relationships by earning trust. As a user of our Web site, you can trust that we will respect your online privacy. The following information spells out our Online Privacy Policy in more detail. If there are material changes to this Policy, those changes will be posted on this web page.

How We Use Personal and NonPersonal Information

We collect two kinds of information about our online visitors. Nonpersonal information is collected from visitors who are accessing our public pages. This nonpersonal information is used to track such things as the number of guests visiting our site; the areas of the site visited; date and time of access; browser and operating system type used by the visitor; and host or service provider information. This traffic data is collected to better serve our online visitors.

Personal information that can identify a user, such as name, address or policy information, is only collected when you voluntarily offer it for the purposes set forth in this site, primarily during the process of enrolling as a secured user. Access to pages with personal information is password-protected. Personal information which you provide to us is kept confidential and will not be disclosed to third parties, except as required to administer this site, process requests by you or as allowed by law.

Protected Health Information

If you are a insured with Federated for group health, dental or disability coverage, you have certain privacy rights with respect to any of your protected health information that we request, use or disclose. Those rights are found in Federated’s Notice of Privacy Practices.

Cookies

Federated may place a “cookie” in the browser file of a visitor’s computer. Cookies are pieces of information that are stored on your computer when you visit Federated’s Web site. They are used to keep a record of which web pages you have visited on our site. Federated does not use cookies to access any personal information about you.

Children Under 13 Years of Age

The Federated Web site is not directed to children under the age of 13. We do not knowingly collect or maintain personal information from children under the age of 13.

Internet Communication

Federated cannot guarantee the privacy of any communications made over the Internet. While we maintain reasonable electronic safeguards regarding our enrolled users, we will not assume any responsibility for any harm, loss or damage you may incur as a result of your transmittal of personal information over the Internet to or by Federated.

Consent

By accessing this site, you are signifying your consent to Federated’s Online Privacy Policy. If you do not agree to the Policy, do not access this site. Federated reserves the right to update this Policy from time to time. This Online Privacy Policy is effective August 13, 2007. Last updated May 28, 2009.