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Benefits Highlights

Benefits are provided to all regular full-time employees that work a minimum of 30 hours per week. There are four different coverage levels including employee only, employee + spouse, employee + child(ren) and employee + family.

 

Medical

We offer two medical plans that are designed to best meet your needs for coverage and cost, including:

  • $1,300 Deductible Coinsurance for Office Visit Plan
  • $3,300 Upfront Deductible with Health Savings Account (HSA)

Federated pays a substantial amount of the monthly premiums.  Depending on the coverage level you select, your monthly premium starts as low as $19 for the $3,300 Upfront Deductible with HSA Plan and $79 for the $1,300 Deductible Coinsurance for Office Visit Plan. 

The medical plans include:

  • In-network preventive services covered at 100%
  • A $10 copay for annual well-vision exams
  • Doctor on Demand telehealth resources
  • Mental health coverage, including peer support services
  • Reproduction coverage and one-on-one support from a maternity health coach during and after pregnancy
  • Access to Care Advocates who can help navigate care

 

Prescription Benefits

When you enroll in medical coverage, you are automatically enrolled in prescription drug coverage.  You pay for prescriptions based on the medical plan option you select.  You are also eligible to participate in the Home Delivery and Smart90 (90-day prescription supply) options.

 

Dental Benefits

Our dental plan has no deductible for preventive services, and an annual benefit maximum of $1,500 per person.  The deductible for basic and major services is $50 per person per calendar year with an overall family maximum deductible of $150.  Federated also shares the cost of dental coverage with you. Depending on the coverage level you select, your monthly premium starts as low as $18.

 

Glasses and Contacts Vision Coverage

Our Glasses and Contacts Vision Plan coverage includes prescription lenses every calendar year and frames every other calendar year.  You can choose contacts instead of glasses every calendar year.  Depending on the coverage level you select, your monthly premium starts as low as $6.30.

 

In compliance with federal law, machine-readable files with in-network rates, allowed amounts to out-of-network providers and their billed charges are available here.