Commercial Property Insurance

What Is Commercial Property Insurance?

Commercial property insurance helps protect you and your business’ physical assets from unexpected events, such as fire, explosions, storms, theft, vandalism, systems breakdown, and more.
 

What Does Commercial Property Insurance Cover? 

Insurance for commercial property includes coverage for your building, everything in it and outside on your premises. This could include: 

• Buildings
• Tools
• Inventory
• Important documents
• Furniture and equipment
• Exterior signs and light poles
• Fences and landscaping

*The specific coverage provided will depend on your policy
 

Why Do I Need Commercial Property Insurance?

If your business owns property, you need a sound commercial property insurance policy that covers the following potential expenses:

• Cost to rebuild damaged buildings and purchase replacement equipment, parts, or other items
• The difference in the anticipated cost to rebuild or purchase replacement property between the time of securing coverage and the time of a loss due to inflation or other factors
• Lost income during periods of downtime or inability to operate, as well as ongoing expenses during the period of recovery
• Cost to clean up released pollutants
• Costs associated with replacing equipment or other items due to a systems breakdown
• Cost associated with upgrading damaged facilities while rebuilding to meet current building codes

*The specific coverage provided will depend on your policy
 

From natural disasters to theft, your property needs to be protected. To learn more about our commercial property insurance or other coverages, reach out to us today, or give us a call at 1-800-533-0472.

“The information herein is intended to provide general information and recommendations for risk prevention only. It should not be considered legal advice or an offer of insurance. The recommendations herein may help reduce the risk of loss, but there is no guarantee that they will result in reduced losses, claims, premiums, experience modification factors or general insurance costs. Coverage will be determined solely by the terms of your policy, if approved for issue. Consult with a qualified professional to discuss questions specific to your circumstances.”